The first payment arrived
Decide what to do with the money before spending it.
ResultA share set asideCourse 03 · gamified · V1
From Delivery to Wealth.
I made revenue, now what? Practice what to do with your first money, as an individual and as a company.
Six missions with the same professional from Course 02: organize before you invest. In Guided mode, you correct critical decisions before moving forward. In Consequences mode, you face their effects in the following months. Both modes explain every alternative.
This course teaches Brazilian rules. Tax rules change. Each rule includes its effective date and a link to the official source.
Educational content. Not financial, accounting, or tax advice, nor an investment recommendation.
01 Current0203040506
Context + evidence
Review the information before deciding.
- Evidence
- Connect the choice to the context.
- Reasoning
- Understand the criterion and its effect.
- Next action
- See how to continue in practice.
Critical decision?Review the choice before moving on.
Apply the criteriaComplete the situation and move to the next one.
Representation of the method. It contains no real scenario content.
Journey
01 · 3 decisions 02 · 3 decisions 03 · 3 decisions 04 · 3 decisions 05 · 3 decisions 06 · 3 decisions
Two accounts, two pockets
Separate business and personal money and understand owner's pay, profit distribution, and the Fator R.
ResultCompany profit visibleThe tax already belongs to someone
Work out how much to set aside each month for the DAS and, as an individual, the carnê-leão.
ResultTax paid on timeReserve before returns
Define how much to keep and with what liquidity before investing.
ResultLiquidity definedCompare before choosing
Compare categories by risk, liquidity, return, and taxation, through the company or as an individual.
ResultChoice criteriaClose the year
Review the plan and prepare the annual tax return.
ResultYear closedBefore and after practice
The guide, the dated tax reference, and the spreadsheet come before the journey. Each mission unlocks the annotation with its three decisions and the path for those without a company.
Final kitPDF Spreadsheets Checklist
PDF, spreadsheet, and checklist.
Materials to organize your own case.
Continuity
The courses complement each other, but Course 02 is not a prerequisite for Course 03.
Guides delivery and acceptance.
Turn the agreement into scope, evidence, changes, and closing criteria.
Organizes your first money.
Separate accounts, set aside taxes, build a reserve, and compare investments by clear criteria.
Demand fulfilled
You asked. It became material.
The 3 votes for contracts and scope were addressed by the set: templates and draft agreement in Course 01; scope, change, and acceptance in Course 02.
Templates and draft agreement
Scope, change, and acceptance
This is an Academy evolution. The demand was fulfilled by formations 01 and 02.
Made with students
Published only with the student's permission, without editing.Eu misturava o dinheiro da PJ com a conta pessoal e nunca sabia quanto podia gastar. Com as missões montei a reserva e entendi o que muda nos impostos entre PF e PJ, sem ninguém me empurrar investimento.
Before you begin
You go through six missions, with three decisions in each one. Guided mode presents feedback on every alternative. Consequences mode lets you observe effects and recover the journey.
The course guide, a dated tax reference with official sources, a financial organization spreadsheet, an annual tax return checklist, and annotations unlocked after completing each mission.
No. The case uses a small company under Brazil's Simples Nacional, and each mission includes the equivalent path for employees and self-employed individuals. You do not need to know the Course 02 case.
No. The course cites categories, not assets, banks, or platforms, and teaches you to decide in your own case. It does not promise returns, tax savings, mentoring, or individual follow-up.
Course 03 · V1
Organize your first money with clear criteria.
R$49.00
Brazil reference: 49.00 BRL. Choose your country at checkout to see the final quote.
One-time payment
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